| Changes in deferred acquisition costs in life insurance | 1 January – 31 December 2013 | 1 January – 31 December 2012 |
|---|---|---|
| Net value – opening balance | 61 599 | 65 385 |
| Deferred acquisition costs | 3 367 | - |
| Amortization for the period | (4 719) | (3 786) |
| Change in composition of the group | 3 156 | - |
| Exchange differences | (60) | - |
| Net value – closing balance | 63 343 | 61 599 |
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