26.1 Technical provisions – non-life insurance

Technical provisions – non-life insurance31 December 201331 December 2012
Provision for unearned premiums 4 428 845 4 435 516
Provision for unexpired risks 8 770 8 202
Provisions for claims outstanding 6 041 030 5 362 089
Provision for capitalized value of annuity claims 5 761 332 5 660 281
Provisions for bonuses and rebates for the insured 2 277 2 812
Total technical provisions 16 242 254 15 468 900
 
Risk type – gross provisions by classes specified in section II of the appendix to the Act on insurance activity31 December 201331 December 2012
Accident and sickness insurance (class 1 and 2) 383 967 376 993
TPL motor insurance (class 10) 10 452 238 9 856 594
Other motor insurance (class 3) 1 664 589 1 675 657
Sea, aircraft and transport insurance (classes 4, 5, 6, 7) 70 633 79 854
Insurance against fire and other damage to property (classes 8 and 9) 1 377 179 1 237 683
TPL insurance (classes 11, 12, 13) 1 947 727 1 761 286
Credit insurance and suretyship (classes 14, 15) 135 806 262 911
Assistance (class 18) 121 669 116 033
Legal protection (class 17) 2 627 2 242
Other (class 16) 85 819 99 647
Total technical provisions 16 242 254 15 468 900
 
Risk type – provisions, net of reinsurance, by classes specified in section II of the appendix to the Act on insurance activity31 December 201331 December 2012
Accident and sickness insurance (class 1 and 2) 383 795 383 725
TPL motor insurance (class 10) 10 246 315 9 476 320
Other motor insurance (class 3) 1 635 612 1 650 199
Sea, aircraft and transport insurance (classes 4, 5, 6, 7) 59 173 66 252
Insurance against fire and other damage to property (classes 8 and 9) 1 230 550 1 117 034
TPL insurance (classes 11, 12, 13) 1 896 918 1 705 981
Credit insurance and suretyship (classes 14, 15) 86 202 141 968
Assistance (class 18) 121 126 115 482
Legal protection (class 17) 2 627 2 242
Other (class 16) 53 417 60 363
Total technical provisions 15 715 735 14 719 566
 
Technical provisions – non-life insurance31 December 201331 December 2012
Short-term 3 245 725 3 252 782
Long-term 12 996 529 12 216 118
Total technical provisions 16 242 254 15 468 900

Provisions are classified as long-term if the related cash flows are expected to occur after more than 12 months from the end of the reporting period.