| Technical provisions – non-life insurance | 31 December 2013 | 31 December 2012 |
|---|
| Provision for unearned premiums |
4 428 845 |
4 435 516 |
|---|
| Provision for unexpired risks |
8 770 |
8 202 |
|---|
| Provisions for claims outstanding |
6 041 030 |
5 362 089 |
|---|
| Provision for capitalized value of annuity claims |
5 761 332 |
5 660 281 |
|---|
| Provisions for bonuses and rebates for the insured |
2 277 |
2 812 |
|---|
| Total technical provisions |
16 242 254 |
15 468 900 |
|---|
| Risk type – gross provisions by classes specified in section II of the appendix to the Act on insurance activity | 31 December 2013 | 31 December 2012 |
|---|
| Accident and sickness insurance (class 1 and 2) |
383 967 |
376 993 |
|---|
| TPL motor insurance (class 10) |
10 452 238 |
9 856 594 |
|---|
| Other motor insurance (class 3) |
1 664 589 |
1 675 657 |
|---|
| Sea, aircraft and transport insurance (classes 4, 5, 6, 7) |
70 633 |
79 854 |
|---|
| Insurance against fire and other damage to property (classes 8 and 9) |
1 377 179 |
1 237 683 |
|---|
| TPL insurance (classes 11, 12, 13) |
1 947 727 |
1 761 286 |
|---|
| Credit insurance and suretyship (classes 14, 15) |
135 806 |
262 911 |
|---|
| Assistance (class 18) |
121 669 |
116 033 |
|---|
| Legal protection (class 17) |
2 627 |
2 242 |
|---|
| Other (class 16) |
85 819 |
99 647 |
|---|
| Total technical provisions |
16 242 254 |
15 468 900 |
|---|
Risk type – provisions, net of reinsurance , by classes specified in section II of the appendix to the Act on insurance activity | 31 December 2013 | 31 December 2012 |
|---|
| Accident and sickness insurance (class 1 and 2) |
383 795 |
383 725 |
|---|
| TPL motor insurance (class 10) |
10 246 315 |
9 476 320 |
|---|
| Other motor insurance (class 3) |
1 635 612 |
1 650 199 |
|---|
| Sea, aircraft and transport insurance (classes 4, 5, 6, 7) |
59 173 |
66 252 |
|---|
| Insurance against fire and other damage to property (classes 8 and 9) |
1 230 550 |
1 117 034 |
|---|
| TPL insurance (classes 11, 12, 13) |
1 896 918 |
1 705 981 |
|---|
| Credit insurance and suretyship (classes 14, 15) |
86 202 |
141 968 |
|---|
| Assistance (class 18) |
121 126 |
115 482 |
|---|
| Legal protection (class 17) |
2 627 |
2 242 |
|---|
| Other (class 16) |
53 417 |
60 363 |
|---|
| Total technical provisions |
15 715 735 |
14 719 566 |
|---|
| Technical provisions – non-life insurance | 31 December 2013 | 31 December 2012 |
|---|
| Short-term |
3 245 725 |
3 252 782 |
|---|
| Long-term |
12 996 529 |
12 216 118 |
|---|
| Total technical provisions |
16 242 254 |
15 468 900 |
|---|
Provisions are classified as long-term if the related cash flows are expected to occur after more than 12 months from the end of the reporting period.
