| Administrative expenses, by type | 1 January - 31 December 2013 | 1 January - 31 December 2012 |
|---|---|---|
| Consumption of materials and energy | 44 763 | 47 333 |
| External services | 202 192 | 209 587 |
| Taxes and charges | 37 137 | 36 365 |
| Employee expenses | 715 242 | 734 357 |
| Amortization of property, plant and equipment | 44 223 | 49 719 |
| Amortization of intangible assets | 33 819 | 39 283 |
| Remuneration of individuals maintaining group insurance with employers | 208 165 | 217 510 |
| Other (by type), including: | 120 939 | 106 147 |
| - advertisement | 77 633 | 81 608 |
| - other | 43 306 | 24 539 |
| Total administrative expenses | 1 406 480 | 1 440 301 |
Administrative expenses include also costs of insurance activity, not classified as acquisition costs, related to collected premium, management of the portfolio of insurance contracts, reinsurance
contracts and other related to the operations of the insurance companies of the PZU Group as specified in their by-laws.
“Taxes and charges” includes PTE PZU business expenses.