51. Contingent assets and liabilities

Contingent assets and liabilities31 December 201331 December 2012
Contingent assets, including: 35 231 17 746
- guarantees and sureties received 21 259 17 746
- other1 13 972 -
Contingent liabilities 144 576 210 459
- guarantees and sureties issued 6 842 6 790
- disputable claims related to insurance 92 535 69 651
- other disputable claims 17 270 53 541
- other, including: 27 929 80 477
- potential liabilities arising from loan agreements entered into by the Armatura Group 27 622 49 702
- potential liabilities arising from disposal of real property by the Armatura Group - 30 000

1) “Other” includes financial assets pledged as collateral for transactions involving derivatives.